Why Open a US Business Brokerage Account?
A US business brokerage account allows your LLC or Corporation to invest corporate funds directly in US markets. Hold treasury in ETFs, bonds, or money market funds instead of leaving cash idle in a checking account.
Note: Business brokerage accounts have different tax reporting requirements than personal accounts.
Open your US business brokerage account with full support.
Corporate Treasury Management - Invest idle business cash productively
World-Class Brokerages - Schwab, Fidelity, Interactive Brokers
SIPC Protection - US investor protection up to $500,000
USD Holdings - Hold and invest corporate funds in US dollars
Low Fees - Commission-free trading on most US stocks and ETFs
Flexible Investment Options - Stocks, ETFs, bonds, money market funds
Who Is This For?
US LLC or Corporation owners who want to invest corporate funds in US markets
Businesses holding significant cash reserves that could earn better returns
International entrepreneurs with US entities seeking corporate treasury solutions
Companies that want to hold investments at a reputable US custodian
Business owners looking to diversify corporate assets beyond bank deposits
E-commerce and digital businesses with fluctuating cash flows needing flexible investment options
The Process
Step 1: Initial Consultation
We review your business structure, EIN status, current banking, and investment objectives to confirm eligibility and identify the most suitable brokerage.
Step 2: Brokerage Selection
We advise on the best fit between Charles Schwab, Fidelity, and Interactive Brokers based on your business type, investment goals, and account requirements.
Step 3: Document Preparation
We prepare your full application package including formation documents, EIN letter, operating agreement, and corporate resolution authorizing the account.
Step 4: Application Submission
We guide you through the application process step by step, ensuring all business documentation meets brokerage compliance requirements.
Step 5: Follow-Up and Approval
We liaise with the brokerage compliance team on your behalf, respond to additional information requests, and keep you updated throughout the review process.
Step 6: Account Activation
Once approved, we walk you through funding your account from your business bank account and initial platform setup.
Requirements
The following are mandatory requirements to open a US business brokerage account:
US LLC or Corporation - Active business entity in good standing with the state
EIN (Employer Identification Number) - All US brokerages require a valid EIN for business accounts
ITIN (Individual Taxpayer Identification Number) - Required for all owners. If you do not have an ITIN, see our ITIN service.
US Business Bank Account - Required for funding the brokerage account
In addition, you will typically need:
Articles of Organization or Incorporation
Operating Agreement (for LLCs) or Corporate Bylaws
Corporate Resolution authorizing the brokerage account
Identification for all owners with 25% or greater ownership
Proof of business address
W-9 form (for US tax reporting)
What's Included
Initial eligibility review and brokerage recommendation
Full application preparation and document review
Corporate resolution template for opening brokerage account
Step-by-step guidance through the application process
Coordination of any additional compliance or KYC requests from the brokerage
Post-approval onboarding walkthrough
Direct access to your Jerz Group advisor throughout the process
Timeline
| Milestone | Timeframe |
|---|---|
| Document preparation | 3-5 business days |
| Application submission | 1-2 business days |
| Brokerage review and compliance | 1-3 weeks |
| Account approval and activation | 1-3 business days after approval |
Total time from engagement to an active, funded account is typically 2-4 weeks. Business accounts at Interactive Brokers tend to process faster than Schwab or Fidelity.
Important Notes
Business bank account required - You must fund the brokerage account from a US business checking account in the same entity name.
Good standing required - Your LLC or Corporation must be current with state filings.
Corporate tax implications - Investment income in a business brokerage account is taxable to the business.
Account minimums vary - Some brokerages require minimum deposits for business accounts.
This is not investment advice - The Jerz Group assists with account opening. We do not provide investment advice or manage assets.
Need an ITIN? See our ITIN service.
Need a US business bank account first? See our US Traditional Business Banking service.