Why Choose This Program?
Fast approval timeline — Processing typically completes within 1–3 months.
Simple requirements — Minimal documentation compared to other residency pathways.
Designed for retirees — Purpose-built for those living on pension or guaranteed income.
Retiring to Panama with your spouse? This package includes full residency processing for both you and your partner under the Pensionado Visa program.
- Joint application for you and your spouse
- All documentation and apostilles handled
- Immigration attorney representation for both applicants
- Pension verification and qualification support
Your Step-by-Step Process
Step 1: Submit Pension Documentation
Gather and submit your pension certificate and supporting documents. We review everything for completeness before filing.
Step 2: Prepare and File Residency Application
We prepare your full residency application and coordinate filing with Panamanian immigration authorities.
Step 3: Obtain Residency and Cédula
Once approved, your residency is granted and your cédula (Panamanian ID card) is issued.
Requirements
Pension Certificate — Apostilled proof of lifetime pension or guaranteed income
If Applying with Spouse:
Spouse Criminal Record — Apostilled criminal background check for your spouse
Bank Account — $4,500 deposited in a Panamanian bank account
What's Included
Residency application preparation — Full preparation of all required documents and forms
Government filing and coordination — We handle all submissions and follow-up with immigration
Legal support throughout the process — Attorney representation from start to finish
Residency and cédula issuance — We coordinate collection of your official residency card
Timeline
| Milestone | Timeframe |
|---|---|
| Full processing | 1–3 months |
Important Notes
Lifetime pension required — You must prove a guaranteed lifetime pension or passive income to qualify.
Fast processing — This is one of the fastest residency programs available in Panama.
Ideal candidates — Designed specifically for retirees and passive income earners.