True international coverage with no network restrictions. Any hospital. Any doctor. Any country. Including emergency coverage in the US.
Get Your QuoteIt covers emergencies abroad, not ongoing care. It won't cover a surgery you planned or a condition you knew about.
Your Blue Cross plan is worthless in Panama. Your Kaiser coverage ends at the border. You're uninsured the moment you leave.
They cover you everywhere except where healthcare costs $50,000 for an appendectomy. Read the fine print.
Even abroad, some plans force you into specific hospitals. Emergency in rural Thailand? Good luck finding an "in-network" provider.
Built for entrepreneurs, investors, and location-independent professionals who refuse to compromise on healthcare.
190+ countries including full coverage in the United States. No "US excluded" fine print. No surprise gaps when you cross borders.
Zero network restrictions. Walk into any hospital worldwide. See any specialist you choose. No referrals required for most services.
Major hospitals bill us directly. No paying $200K upfront and hoping for reimbursement. We handle the paperwork. You focus on recovery.
Medical evacuation to the nearest appropriate facility or your home country. Includes repatriation coverage. No limits on evacuation costs.
Full hospitalization coverage including surgery, ICU, cancer treatment, organ transplants, and rehabilitation. No arbitrary caps on serious conditions.
Full mental health coverage including therapy, psychiatry, and inpatient treatment. Wellness benefits including annual checkups and preventive care.
Comprehensive coverage designed for people who take their health seriously.
This isn't for everyone. Here's who it's designed for.
See the difference between typical insurance options and true global coverage.
| Feature | Typical plan | Our plan |
|---|---|---|
| Coverage in 190+ countries | ✖ | ✔ |
| Full emergency US coverage included | ✔ | ✔ |
| Any doctor, any hospital | ✖ | ✔ |
| Medical evacuation | ✖ | ✔ |
| Direct hospital billing worldwide | ✖ | ✔ |
| No network restrictions | ✖ | ✔ |
| 24/7 multilingual support | ✖ | ✔ |
Comprehensive global coverage starting at less than you'd expect.
PLATINUM GLOBAL
Starting from
per month
Starting price. Final quote based on age, location, and coverage options. Family plans available.
Yes. Unlike most international plans that exclude the US, this plan provides emergency coverage in the United States and optional full coverage. You can use any hospital and any doctor in the US just as you would abroad. This makes it ideal for expats who travel back to the US regularly, or for US residents who spend significant time abroad.
Correct. There are no network restrictions. You can visit any licensed medical provider anywhere in the world. No referrals required for specialists in most cases. You choose your doctor, your hospital, your care. The plan works with you, not against you.
For major hospitals worldwide, we can arrange direct billing. This means the hospital bills the insurance company directly. You don't pay out of pocket and wait for reimbursement. For smaller providers or emergencies, you may pay upfront and submit for fast reimbursement, typically processed within days.
Coverage for pre-existing conditions depends on the specific condition and your medical history. Many conditions can be covered after a waiting period, or with a medical history review. We'll work with you during the application process to understand exactly what's covered and set clear expectations upfront.
If you have a medical emergency in a location without adequate facilities, we arrange and pay for medical evacuation to the nearest appropriate hospital or back to your home country if medically necessary. This includes air ambulance, medical escorts, and all associated costs. There's no cap on evacuation expenses.
Yes. Family plans are available that cover spouse and dependent children under one policy. Family coverage often provides better value than individual plans. Maternity and newborn care are included in family plans, covering pregnancy, delivery, and care for your newborn from day one.
You've built a life that doesn't fit in one country. Your health insurance should work the same way. Get covered properly anywhere in the world.
Get Your Free QuoteDisclaimer: This page provides general information about international health insurance options. Coverage details, pricing, and availability vary based on individual circumstances, age, health history, and location. This is not a policy document. Specific terms, conditions, exclusions, and limitations apply. Please review the full policy documentation before purchasing. The Jerz Group facilitates access to insurance products but is not the insurance carrier. Insurance products are underwritten by licensed insurance companies.
